Why is Secure Payment important?
Secure payment verification is crucial because it protects both hotels and guests from fraud and unauthorized transactions. It helps confirm that the person using the card is legit, cutting down on chargebacks and sketchy transactions.
For guests, it provides peace of mind knowing their financial information is protected. For hotels, it minimizes potential losses from fraudulent bookings and helps maintain trust and reliability in their payment systems. Plus, it speeds things up by automating the process, so no more chasing down payments.
What is 3D Secure Payment Verification Support in the Mini App?
Banks can verify transactions during when a guest checks out an order, avoiding payment failures and eliminating the need for staff to manually follow up and charge guests later, saving time and hassle. When a guest’s credit card requires additional verification (guests’ that use international banks), the verification now happens seamlessly within the Mini App. Instead of payment failures, guests can input a one-time code from their bank (varies bank to bank), ensuring secure and smooth transactions.
The 3D Secure Payment Verification flow:
- Guest initiates payment: During checkout in the Mini App, the guest provides their payment details.
- Bank verification: The bank checks the transaction and may require verification, like a one-time code sent to the guest (this depends on the guest’s bank/card issuer).
- Guest verifies payment: The guest enters the code or completes the verification process within the Mini App.
- Transaction approved: Once verified, the transaction is approved and processed automatically.
